Insurance and Payment

Exceptional dental care should be both accessible and transparent. Our team is here to guide you through your insurance benefits and payment options so you can make confident, informed decisions about your treatment.

We are committed to making the financial side of your care as simple and stress-free as possible.

We accept most PPO dental insurance plans and are happy to help you understand and maximize your benefits. Our team will assist with verifying your coverage and submitting claims on your behalf.
We also accept select Medicare plans through Humana.

While coverage can vary, Smile Associates works with a wide range of insurance providers, including:

• Delta Dental (PPO, Premier, Medicare Advantage)

• Cigna

• MetLife

• Guardian

• Ameritas

• United Healthcare

• United Concordia

• Humana (PPO and Medicare Advantage plans)

• Principal Financial Group

• GEHA

• Sun Life Financial

• Mutual of Omaha

• Renaissance

• Beam, AlwaysCare, and TruAssure

And many more.

If you don’t see your provider listed, we encourage you to contact our office—we’re happy to verify your benefits and help you understand your options.

For your convenience, we accept a variety of payment methods:

• Cash

• Credit and debit cards

• Personal checks

Payment is typically due at the time of service, and our team will always review costs with you in advance so there are no surprises.

We understand that some treatments are an investment, especially when it comes to cosmetic or advanced restorative care. To help make your care more manageable, we offer third-party financing options with flexible payment plans.

Our financing partners include:

• CareCredit

• Alphaeon Credit

• Sunbit

• Lending Club

These options let you break your treatment costs into convenient monthly payments, often with little to no interest, depending on the plan.

If you have questions about insurance, payments, or financing, our team is here to help. We’re happy to walk you through your options and ensure your experience is as smooth and straightforward as possible.